The garden variety of a fraudulent transfer occurs when a debtor transfers property to another, usually a family member, without adequate consideration and while "insolvent."

   Another use of fraudulent transfers is to pursue principals of an insolvent company. It can be argued that the principal is liable for company debts because the company was under capitalized or the company has no assets as a result of planning by the principal.

   Mr. Kerkman has significant experience avoiding such transfers and holding principals liable when they attempted to hide behind the corporate veil. The result is collecting a debt which otherwise would not have been collected.